@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400;1,600&family=DM+Sans:wght@300;400;500;600&display=swap');

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#06156c;
  --gold:#ffbc01;
  --dark:#151515;
  --white:#ffffff;
  --light:#f8f8f8;
  --muted:#5a5a6e;
  --border:rgba(6,21,108,0.1);
}
html{scroll-behavior:smooth;}
body{font-family:'DM Sans',sans-serif;font-weight:400;color:var(--dark);background:var(--white);}

/* NAV */
nav{position:fixed;top:0;left:0;right:0;z-index:999;background:var(--white);border-bottom:1px solid var(--border);padding:0 60px;display:flex;align-items:center;justify-content:space-between;height:82px;transition:box-shadow 0.3s;}
.nav-logo{text-decoration:none;display:flex;align-items:center;}
.nav-logo-img{height:58px;width:auto;display:block;}
.footer-logo-img{height:48px;width:auto;display:block;margin-bottom:12px;}
.nav-links{display:flex;align-items:center;gap:36px;}
.nav-links a{font-size:16px;font-weight:500;color:var(--dark);text-decoration:none;letter-spacing:0.02em;transition:color 0.2s;}
.nav-links a:hover,.nav-links a.active{color:var(--navy);}
.nav-links a.active{font-weight:600;border-bottom:2px solid var(--gold);padding-bottom:2px;}
.nav-cta{background:var(--gold);color:var(--dark) !important;padding:10px 22px;border-radius:6px;font-size:16px;font-weight:600 !important;text-decoration:none;transition:all 0.2s;border-bottom:none !important;}
.nav-cta:hover{background:var(--navy);color:var(--white) !important;}
.nav-toggle{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:4px;}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--dark);transition:all 0.3s;}
.mobile-menu{display:none;position:fixed;top:72px;left:0;right:0;background:var(--white);border-bottom:1px solid var(--border);padding:24px 30px;z-index:998;flex-direction:column;gap:20px;}
.mobile-menu.open{display:flex;}
.mobile-menu a{font-size:17px;font-weight:500;color:var(--dark);text-decoration:none;}

/* NAV DROPDOWN */
.nav-dropdown{position:relative;}
.nav-dropdown>a::after{content:' ▾';font-size:12px;opacity:0.6;}
.nav-dropdown-menu{display:none;position:absolute;top:100%;left:50%;transform:translateX(-50%);background:var(--white);border:1px solid var(--border);border-radius:10px;padding:6px;padding-top:16px;min-width:210px;box-shadow:0 8px 30px rgba(0,0,0,0.1);z-index:1000;}
.nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu{display:block;}
.nav-dropdown-menu a{display:block;padding:10px 14px;font-size:15px;font-weight:500;color:var(--dark);border-radius:6px;border-bottom:none !important;padding-bottom:10px;}
.nav-dropdown-menu a:hover{background:var(--light);color:var(--navy);}
.mobile-sub{padding-left:16px !important;font-size:15px !important;color:var(--muted) !important;}

/* PAGE HERO BANNER */
.page-hero{background:var(--navy);padding:140px 60px 80px;position:relative;overflow:hidden;}
.page-hero::before{content:'';position:absolute;top:0;right:0;width:40%;height:100%;background:linear-gradient(135deg,transparent,rgba(255,188,1,0.08));}
.page-hero::after{content:'';position:absolute;bottom:-2px;left:0;right:0;height:70px;background:var(--white);clip-path:ellipse(55% 100% at 50% 100%);}
.page-hero-inner{max-width:1100px;margin:0 auto;position:relative;}
.page-hero-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(255,188,1,0.15);border:1px solid rgba(255,188,1,0.3);color:var(--gold);font-size:14px;font-weight:600;letter-spacing:0.1em;text-transform:uppercase;padding:7px 14px;border-radius:100px;margin-bottom:20px;}
.page-hero h1{font-family:'Cormorant Garamond',serif;font-size:clamp(40px,5vw,64px);font-weight:700;color:var(--white);line-height:1.05;letter-spacing:-0.02em;margin-bottom:16px;}
.page-hero h1 em{color:var(--gold);font-style:italic;}
.page-hero p{font-size:18px;color:rgba(255,255,255,0.7);max-width:560px;line-height:1.7;}

/* SECTIONS */
section{padding:64px 60px;}
.section-inner{max-width:1100px;margin:0 auto;}
.section-tag{font-size:13px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;display:flex;align-items:center;gap:10px;}
.section-tag::before{content:'';width:28px;height:2px;background:var(--gold);}
.section-title{font-family:'Cormorant Garamond',serif;font-size:clamp(34px,4vw,52px);font-weight:700;color:var(--navy);line-height:1.1;letter-spacing:-0.02em;margin-bottom:18px;}
.section-sub{font-size:18px;color:var(--muted);line-height:1.7;max-width:580px;}

/* BUTTONS */
.btn-primary{background:var(--gold);color:var(--dark);padding:14px 28px;border-radius:6px;font-size:17px;font-weight:600;text-decoration:none;transition:all 0.2s;display:inline-flex;align-items:center;gap:8px;}
.btn-primary:hover{background:#e6a800;transform:translateY(-2px);}
.btn-outline{border:2px solid var(--navy);color:var(--navy);padding:14px 28px;border-radius:6px;font-size:17px;font-weight:500;text-decoration:none;transition:all 0.2s;display:inline-flex;align-items:center;gap:8px;}
.btn-outline:hover{background:var(--navy);color:var(--white);}
.btn-white-outline{border:2px solid rgba(255,255,255,0.4);color:var(--white);padding:14px 28px;border-radius:6px;font-size:17px;font-weight:500;text-decoration:none;transition:all 0.2s;display:inline-flex;align-items:center;gap:8px;}
.btn-white-outline:hover{border-color:var(--gold);color:var(--gold);}

/* FAITH BANNER */
.faith-banner{background:var(--gold);padding:52px 60px;text-align:center;}
.faith-banner blockquote{font-family:'Cormorant Garamond',serif;font-size:clamp(24px,3vw,38px);font-style:italic;font-weight:600;color:var(--navy);line-height:1.4;max-width:800px;margin:0 auto 16px;}
.faith-banner cite{font-size:16px;color:var(--navy);opacity:0.7;font-style:normal;letter-spacing:0.06em;}

/* CTA STRIP */
.cta-strip{background:var(--navy);padding:52px 60px;text-align:center;}
.cta-strip h2{font-family:'Cormorant Garamond',serif;font-size:clamp(30px,4vw,48px);font-weight:700;color:var(--white);margin-bottom:16px;}
.cta-strip p{font-size:18px;color:rgba(255,255,255,0.65);margin-bottom:32px;max-width:520px;margin-left:auto;margin-right:auto;line-height:1.7;}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

/* FORMS */
.form-group{margin-bottom:16px;}
.form-group label{display:block;font-size:15px;font-weight:600;color:var(--dark);margin-bottom:6px;}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:8px;font-size:16px;font-family:'DM Sans',sans-serif;color:var(--dark);background:var(--white);transition:border 0.2s;outline:none;}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--navy);}
.form-group textarea{height:100px;resize:vertical;}
.form-submit{width:100%;background:var(--navy);color:var(--white);padding:14px;border:none;border-radius:8px;font-size:17px;font-weight:600;cursor:pointer;font-family:'DM Sans',sans-serif;transition:all 0.2s;margin-top:8px;}
.form-submit:hover{background:var(--gold);color:var(--dark);}

/* FOOTER */
footer{background:var(--dark);color:rgba(255,255,255,0.6);padding:60px 60px 30px;}
.footer-inner{max-width:1100px;margin:0 auto;}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:50px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,0.08);}
.footer-brand .logo{margin-bottom:12px;}
.footer-brand p{font-size:13px;line-height:1.7;max-width:260px;}
.footer-brand .tagline{font-style:italic;color:var(--gold);font-size:13px;margin-top:12px;}
.footer-col h4{font-size:13px;font-weight:600;color:var(--white);letter-spacing:0.06em;text-transform:uppercase;margin-bottom:16px;}
.footer-col a{display:block;font-size:13px;color:rgba(255,255,255,0.5);text-decoration:none;margin-bottom:10px;transition:color 0.2s;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.footer-col a:hover{color:var(--gold);}
.footer-regulatory{border-top:1px solid rgba(255,255,255,0.06);padding:18px 0;text-align:center;font-size:11px;color:rgba(255,255,255,0.35);line-height:1.7;}
.footer-regulatory a{color:rgba(255,255,255,0.45);text-decoration:underline;}
.footer-regulatory a:hover{color:var(--gold);}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;padding-top:20px;border-top:1px solid rgba(255,255,255,0.06);font-size:12px;flex-wrap:wrap;gap:10px;}
.footer-bottom a{color:rgba(255,255,255,0.4);text-decoration:none;}

/* RESPONSIVE */
@media(max-width:900px){
  nav{padding:0 24px;}
  .nav-links{display:none;}
  .nav-toggle{display:flex;}
  section{padding:44px 24px;}
  .page-hero{padding:110px 24px 60px;}
  .faith-banner,.cta-strip{padding:40px 24px;}
  .footer-top{grid-template-columns:1fr 1fr;gap:32px;}
  footer{padding:50px 24px 24px;}
}
@media(max-width:600px){
  .footer-top{grid-template-columns:1fr;}
  .footer-bottom{flex-direction:column;align-items:flex-start;}
}